Pulaski Bank & Trust, now known as Iberia Bank, started as Pulaski Heights Bank, was formed in March 1956 to satisfy the needs of Heights merchants and residents. Pulaski Heights Bank was led by local landowners and was chartered as a state bank. It was also the first bank charter granted in Little Rock since before the Depression.
The esteemed bank entered the sphere of credit cards at the end of 1994 and they have been proffering lowest interest rates on credit cards since then. The bank has achieved numerous feats, in all these years, and at the moment, the Pulaski Bank Visa/MasterCard is catered for consumers with a good credit score looking for a low cost card and minimal perks.
What is the existent interest rate for the Pulaski Credit Card? If you are going for new purchases, balances transfers and cash advances, you will have to have 7.99%. This indicates that the card is an attractive option for individuals who intend to generate a revolving balance. Even though the annual fee of $35 is a major cost, but upon closer inspection, you will comprehend that this is really a low and rational rate for credit cards with low interest rates.
There are more benefits. While on one hand the card maintains low interest rates on all transactions, on the other hand the card does not impose fees in case of balance transfers or cash advances. Furthermore, there is a six-month 0% introductory rate. Never forget that the credit limit is set to a maximum of $15,000 while the exact credit limit is dependent on an individual’s income amount.
Pulaski Bank credit cards are enjoying great response these days and owing to this reason, application processes are getting a bit longer. But there is nothing to worry.
To conclude, Pulaski Bank credit cards are best for people who contrive to advance a large portion of their outstanding balances to the following month, or even to utilize a revolving balance. Pulaski Bank credit cards are also ideal for those who are in quest of a credit card to transfer their balances to.
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